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Meet Dean Garrett
My Name is Dean Garrett and I am a Mortgage Consultant with Invis West Coast Mortgages here on Vancouver Island. I am committed to being the best Mortgage Broker for my client. To accomplish this I start by listening to your needs in order that I can develop a plan to access as many solutions [...]
Mortgages
On the surface mortgages seem simple enough, right? All you need to know is how much money you need and then ask your banker for the best rate right? Well when you spend as much time engaged in the mortgage lending landscape as I do you end up with a different take on things. First [...]
Contact Us
Please call or email Dean Garrett and make an appointment to come in to discuss your mortgage plans. Phone: 250-218-4135 Email: deangarrett@invis.ca Please submit the form below.
Services
Who Do I find Mortgages and Funds for? I find mortgages and funds for YOU. Tell me what you need. I can help! Personal Commercial Business / Investments Residential Homes Condos Acreages Mobile Homes Rowhouses Equity Take-out Mortgages Reverse Mortgages Debt Consolidation Commercial Buildings Apartments Multi-Units Semi-detatched homes Construction Developments Receivable financing Factoring Equipment Leases Fuel Cards Farms Ranches Acreages Business Ventures Hotels Motels Nursing Homes Retirement Homes Read More →
Around Town
Smart debt management gives first-time homebuyers an edge…
Warning bells that Canadians are too overextended on debt might be keeping some potential buyers up at night. Although home debt is ‘smart’ debt, it’s a huge financial decision and there is a lot to think about. That’s why professional advice is recommended when making one of the most important financial decisions that most Canadians will make in their lifetime. Homebuyers want to take advantage of today’s low rate environment but it’s hard to sort through all of the options...
This could be the week the rate sales end…
This could be the week the rate sales end. RBC has announced their 4 year special will be over on the 29th, and their VRM pricing will increase slightly too. The BMO 5 year special that set things off is scheduled to end on the 28th as well. That should be enough to allow others to pull back as well although the market is still very competitive. In the US the Case Shiller home price index was down again in January for the 5th consecutive month. A few cities were up but the national average...
The Fixed versus Variable debate has swung over…
While a lot of the talk in our industry has been about rising bond yields (steadier this week, whew) and potentially more government regulation in the mortgage market there is another topic of interest. The Fixed versus Variable debate has swung over to favour the fixed term for the first time in several years as the majority of new mortgages in recent months have been fixed. With the rate specials available today that allow consumers to lock in for several years without much of a rate...